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No. 16 Murray State tops No. 21 Saint Mary's 65-51

  Matthew Dellavedova played through pain for Saint Mary's. The rest of the Gaels just watched.Dellavedova scored 17 points, but Isaiah Canaan had 17 of his 23 in the second half as No. 16Murray Statebeat No. 21 Saint Mary's 65-51 on Saturday night for its most convincing win to date over a nationally recognized opponent."I just told our team this: 'We have a lot of things we've got to do better, but we need to get everybody on the same page defensively, and we're not there,'" GaelscoachRandy Bennettsaid. "Our defensive numbers aren't good, our rebounding has not been good. We've had some slippage."Saint Mary's (23-5) has lost three of four. The Gaels, who lead theWest Coast Conference, will face a 2,300-mile trek home and questions about theirNCAAtournament resume.Saint Mary's needed two flights and a two-hour bus ride just to reach Murray on Friday. It'll seem like an even longer trip home for theCaliforniaschool with a bus ride back to Nashville after the game and a stop Sunday in Houston before landing in Oakland."We had some adversity to get through with injuries, but us traveling and us coming out here, no bearing," said Bennett, his own left hand in a cast after badly breaking his thumb last month. "Where this travel could affect us is here on out. It's a tough four-dayer just to plug in the middle of your conference race. I'm more concerned with that part of it."Saint Mary's has games remaining at Portland and at San Francisco before heading to the conference tournament, when Bennett expects to have Stephen Holt back.Holt, the team's defensive stopper, hurt his right knee in Wednesday night's 75-60 loss to Loyola Marymount. Dellavedova rolled his right ankle in the same game, but played without a brace and appeared at times to be the only player willing to try to create for the Gaels after Rob Jones got into foul trouble early."He's a stud, man. He's playing on one leg. He's just an unbelievable competitor. I wouldn't have played him, but he wanted to play. I wanted to stop him," Bennett said. "He said he was good. He said it felt good. When you watch it out there, he's dragging a leg out there and he can't accelerate. I just hope he didn't set himself back at all."If we were going to have to shoot him up or anythinglikethat, I wasn't doing that. We needed him too much down the stretch and I don't want to hurt a guy."Meanwhile, the Racers (26-1) have already clinched theOhio Valley Conferenceregular-season title, but were still short of victories over quality opponents since beating Memphis in early December before hosting this Bracket Buster matchup with the Gaels.It was never very close.Murray State opened the second half with consecutive baskets to take its first double-digit lead as Canaan and the Racers turned up the pressure while shooting 58.1 percent from the field."This is definitely a confidence-builder for sure. It's a ranked team, so it lets you know that you are as good as the rankings say you are," Murray State senior Jewuan Long said. "It gives us confidence to know that we can play with other teams in bigger conferences, so we definitely have more confidence."In one sequence, Canaan curled off a screen and took a pass from Donte Poole to hit a long 3-pointer, and Brandon Garrett blocked Brad Waldow's attempt that led to a 3-on-1 break completed by Canaan after passes from Poole and Zay Jackson.After Dellavedova answered with a jumper, Canaan hit another shot from beyond the arc that made it 52-35 with 11:28 left as the Racers extended the lead to as many as 19 late.Murray State jumped out to a 10-2 lead and never trailed in front of a sold-out CFSB Center."We've got to make a decision," Bennett said. "If we're not going to be good defensively, we're not going to be good."
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San Francisco trips up No. 24 Gonzaga, 66-65

Rashad Green scored on a short leaner with 3.3 seconds left to lift San Francisco to a 66-65 win over No. 24 Gonzaga on Saturday.

Green finished with 16 points, Perris Blackwell added 14 points and 10 rebounds and Michael Williams scored 13 for the Dons (18-11, 8-7 West Coast Conference), who have beaten the Bulldogs each of the past three seasons at home.

Fans in the capacity crowd at War Memorial Gym stormed center court after the buzzer and mobbed San Francisco's players and coaches.

Elias Harris had 21 points and 11 rebounds for Gonzaga (21-5, 11-3) but shot an off-balance airball from behind the 3-point line as time ran out.

The loss dropped the Bulldogs a game behind No. 21 Saint Mary's in the conference standings with two games remaining.

Green's game-winner capped a frantic final 2 minutes, when a referee's inadvertent whistle appeared to cost Gonzaga a possession with 1:07 left.

San Francisco's Cody Doolin had his shot blocked by 7-foot center Robert Sacre, then the Dons made another critical mistake when Williams had his pass stolen by Gonzaga's Cody Hart with 44 seconds left.

After Harris missed a short jumper for the Bulldogs, Cole Dickerson rebounded the ball and got it to Harris streaking down the right side of the court. Green cut through the key and scored to stun Gonzaga for the third straight year.

The Dons, who lost to the Bulldogs 74-63 in Spokane on Jan. 19, overcame a nine-point deficit in the first half and forced 22 turnovers.

Gonzaga coach Mark Few, whose team needed a late second-half surge to beat Santa Clara two nights earlier, shot 51.1 percent from the floor but allowed San Francisco to score 26 points off turnovers.

Instead of controlling their own fate, the Bulldogs now need some help if they're going to win at least a share of their 12th straight conference title.

Green's game-winner for the Dons came after he missed a potential go-ahead bucket in the final 10 seconds of San Francisco's loss to BYU on Thursday.

Early on it appeared the Bulldogs were headed for an easy win.

Gonzaga led by seven early in the first half behind Gary Bell Jr. and the interior defense of Sacre. Coming off back-to-back low-scoring games against Loyola Marymount and Santa Clara, Bell made three 3-pointers and scored 13 points in the first 20 minutes.

When the Dons switched to a full-court press, the Bulldogs struggled to adjust, had trouble getting the ball past midcourt and lost their lead.

Williams scored five points, Green had four and San Francisco went on a 13-0 run to bring the capacity crowd to its feet. Green later made a 14-footer at the buzzer while falling to the floor to give the Dons a 36-33 halftime lead.

The teams stayed close and traded the lead five times before Green's decisive shot.

Bell had 16 points while Sacre finished with 11 points and eight rebounds for Gonzaga.


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Elonu leads No. 14 Texas A&M by Oklahoma St. 63-49

Adaora Elonou had 19 points and 11 rebounds to lead No. 14 Texas A&M to a 63-49 victory against Oklahoma State on Saturday night.

Tyra White added 11 points and 13 rebounds and Kelsey Bone 18 points for the Aggies (19-6, 10-4).

Tiffany Bias scored 11 points for the Cowgirls (13-10, 5-9), who never led.

Texas A&M led 24-18 at the break and scored the first nine points of the second half. Oklahoma State used an 18-6 run to close within 52-43 with 3:45 remaining, but that is as close as it got.

Toni Young had 10 rebounds for the Cowgirls.

CUP: Kyle Busch Wins Wild Shootout

Pack racing is back at Daytona International Speedway, but now the question is how much racing can be done within the pack.

Evidence presented in the Budweiser Shootout Saturday night indicates that up-close-and-personal racing in the new rules package will be difficult. The Shootout had several major crashes before Kyle Busch emerged as the ultimate survivor on a tough night and won the race in a dramatic battle with Tony Stewart.

The race was pushed into overtime by a sensational crash featuring a flipping Jeff Gordon with two laps to go.

The ensuing green-white-checkered started with Stewart in front. Marcos Ambrose, Brad Keselowski and Ryan Newman drafted past Stewart at the start of the two-lap chase, but Stewart roared back with drafting help from Kyle Busch.

After pushing Stewart to the lead, Busch whipped around Stewart on the outside coming to the checkered flag and won the race by inches – .01 of a second – despite driving a Toyota damaged by several incidents.

Following in the top five were Ambrose, Brad Keselowski and Denny Hamlin.

“An amazing race,” Busch said. “It was fun to drive when I wasn’t getting turned around. Glad to see the pack back like that.”

Of the pass of Stewart, Busch said, “It was going to be either me or him. I’ve seen the move done before. It was my turn this time.”

Stability appeared to be a significant problem for the drivers as they maneuvered through big packs. Several drivers lost control and then regained it, the grandest example of that being Busch, who saved his car late in the race despite almost spinning out in turns one and two twice in the same incident, then saved it again while racing for the lead.

“I was right behind him when he had the deal in one and two,” Stewart said of Busch. “He had to catch it three times before he saved it. You get 3,400 pounds moving like that, and it’s hard to stop. That’s three big moments in one corner, and he never quit driving it. He did a fantastic job with that save. It was big.”

Despite the problems, several drivers praised the return of pack racing. Stewart, frequently a critic of the big drafting packs at Daytona and Talladega in past years, was effusive in praise of Saturday night’s racing, especially when compared to the tandem drafting of recent years.

“This is a lot more fun than the two-car stuff,” he said. “I still like open-motor races better where we literally control our own destiny, but this is better than having to sit there and stare at the back of a spoiler for 500 miles and not being able to see where you’re going.”

The night’s biggest wreck occurred with two laps left in “regulation.” Gunning for positions, Gordon tapped Kyle Busch, and the impact sent Gordon sliding into the outside wall. He was hit by teammate Jimmie Johnson, and Gordon’s car turned on its side and then went into a series of rolls before landing on its roof.

Gordon climbed from the car and was not injured.

Busch made another fine save after being hit by Gordon.

The caution that followed that spectacular crash, one that also involved seven other cars, pushed the race into overtime.

Twenty laps from the end of the race, the front pack was scrambled when Ambrose hit the rear of Joey Logano’s car, starting a six-car crash that involved Dale Earnhardt Jr., Kevin Harvick and Martin Truex Jr.

On lap 31, teammates Clint Bowyer and Truex Jr. tangled on the frontstretch, a bump that sent Bowyer sailing onto the grassy area adjacent to turn one. That brought out the night’s third caution.

At the 10-minute break that followed the first 25 laps of the race, Jamie McMurray, who previously has shown expertise at plate-track racing, held the lead over Gordon, Harvick, Kyle Busch and Ambrose.

Earnhardt Jr. led 12 of the first 25 laps.

The season was only nine laps old when the return of pack racing prompted the first crash of the season.

Contact between Paul Menard and David Ragan sent Menard into a slide in front of a mass of traffic, sparking a nine-car wreck. Becoming involved at one level or another were Kenseth, Michael Waltrip, Juan Pablo Montoya, Kasey Kahne, Denny Hamlin, Jeff Burton and Gordon.

Ragan was running behind Menard near the front of the pack when the wreck started.

“Everyone was very racy to begin with,” Ragan said. “I got a good run and was pushing Menard into one. He caught Harvick, and we were too close. It was a product of being aggressive at the beginning and a little too close.”

Menard said he “was trying to get to Kevin’s bumper, and I had the No. 34 (Ragan). I think he was getting pushed. Then he was pushing me, and I got to Kevin’s bumper, and the No. 34 kept pushing me until I went around.

“It was a hell of a wreck. You just hate to tear up race cars like that. … This is pretty damn chaotic.”

Despite being involved in the wreck, Waltrip welcomed the pack racing. “We’re all in a glob,” he said.

Mike Hembree is NASCAR Editor for SPEED.com and has been covering motorsports for 30 years. He is a six-time winner of the National Motorsports Press Association Writer of the Year Award.

Gain An Advantage Over Your Competitors With Forex Signal Software_48599

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Forex signal software have quickly replaced the conventional method of operating in the market as it has proved out to be an excellent way to maneuver in the fast paced forex market. This advanced software actually has autopilot features that make it an extremely useful platform. Add to that the fact that you do not have to pay monthly broker fee or any commission to any other party involved in aiding you in the market.

In order to get started off with forex signals software all you need to do is locate a reliable publisher, check out their product and then buy it for a one time fixed amount. There are a number of things that you need to look out for when choosing a particular software such as customer service and accuracy. You should avail the free trial period offered by software publishers in order to get the hang of the software prior to making the purchase. Furthermore once you pay for the software you will keep receiving free updates as and when they are made.

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Four Reasons Why Using A Buyer抯 Agent Is A Must For Your Real Estate Investment_55956

You've probably heard someone say, "It's a buyer's market" or "It's a seller's market" when it comes to real estate. And while it's true that conditions in the real estate market can favor one side or the other, in a majority of transactions, the seller has the upper hand.

Why? Because the real estate agent showing the home to prospective buyers is working on behalf of the seller, not the buyer. And that's the way it should be! As a property seller, you'd want the real estate agent working to get you ?and not the buyer ?the best offer possible.

But as a property buyer, this obviously doesn't work in your favor. So it may be in your best interest to hire a buyer's broker to act on your behalf, and here are four good reasons why:

#1 - They help you find a home that's more in line with your desires.

Oftentimes, a seller's agent will only show you what they have to sell in their own portfolio. And if you stick with that agent, you'll be faced with making concessions you might not have had to make, if you had a buyer's broker showing you homes from a number of different selling agents.

#2 ?They'll act as your experts in evaluating homes for potential issues.

Not everything that could affect a home sale or value gets listed in the purchase and sale agreement. For example, that empty lot next door the selling agent claims is unbuildable? A buyer's agent will tell you if that's right, or if the selling agent's just telling you what you want to hear.

#3 ?They'll negotiate a better deal for you than you could by yourself.

Most people aren't experts at the art of negotiation. And it's almost certain the selling agent will be a better negotiator than you are. With a buyer's broker in your corner, you'll have an experienced negotiator working for you ?one who's also well-versed in the intricacies of the deal you're about to make.

#4 ?They're paid out of the selling agent's commission.

Except for properties that are "For Sale by Owner," your buyer's broker gets half of the selling agent's commission as payment for his or her services. Some buyer's brokers may ask for a downpayment on their services, which gets credited toward your eventual closing costs, but otherwise, there's no additional cost for you to have a buyer's broker on your side.

So if you're in the market for real estate right now, or even planning on it soon, start asking around for recommendations. With a dedicated buyer's broker helping you, you'll not only have a better chance of finding the right property for you, but you'll also have a better chance at owning it for less money.  

Obama's popularity could take a hit if gas prices continue to spike

Prices for regular unleaded gasoline are up 12 cents on average in the past three weeks, according to the latest Lundbergh survey. They're poised to go higher still this spring, likely breaking the $4 barrier for regular unleaded and holding steady through the summer months, according to many analysts.

The spike is a result of several factors, including uncertainty in the oil-rich Middle East , and some U.S. refineries being taken off-line for maintenance in advance of spring blending changes.

But regardless of the cause, one person takes an inordinate share of the blame anytime there is a spike in prices -- the president of the United States.

Larry Saboto, political scientist at the University of Virginia, points to a chart that shows a remarkable correlation between a president's unpopularity and high gasoline prices dating back to the Carter administration.

"It's not a perfect correlation. It takes a while for high prices to cause a president to bleed popularity points. It doesn't happen right away, so it obviously depends on how high the gas prices go and how long they stay there," he said.

The day President Obama was inaugurated, the average price of a gallon of gasoline was $1.84. Today that average is $3.52, a spike of just over 90 percent.

The highest average price per gallon was in 2008 during the Bush administration, when it reached $3.81.

One administration critic, Rory Cooper of the Heritage Foundation, suggests the present spike is unique. "President Obama over the last three years has done everything in his power to cripple the increase in domestic supply and production. Clearly,world markets are taking a look at that and keeping prices high in response to American energy policy."

The White House maintains that domestic oil production has increased under the Obama adminstration. And, that its energy policy is a sound response to increased world demand and tightened inventories.

"When it comes to reducing our dependence on foreign oil, increasing domestic production of oil and gas," said Jay Carney in a White House briefing on Tuesday, "increasing our investments in clean energy... it's really an all-of-the-above approach."

Still, in an election year, the presidential popularity/gasoline price correlation is likely to present a rich environment for whomever claims the Republican nomination.

Among virtually all Republican candidates, as well as the Republican Congress, there has been a steady drumbeat of accusations that the administration has lagged in granting new oil exploration leases and increasing refining capacity, as well as stalled approval of the Keystone XL pipeline.

Once in his term during a previous spike in gasoline prices last February, Obama opened the Strategic Petroleum Reserve to increase market supply and lower prices. But such tactics carry risk -- potentially depleting two reserves -- that of the Petroleum stockpile itself , and the reserve of goodwill the president holds with a key, core constituency, environmentalists.

Lin has 13 assists, Knicks run win streak to 7

NEW YORK –  Jeremy Lin put aside his record-setting scoring to hand out a career-best 13 assists, and the New York Knicks got back to .500 with their seventh-straight victory, 100-85 over the Sacramento Kings on Wednesday night.

Lin added 10 points, focusing more on his role as a distributor while others torched the Kings for 51 percent shooting. Landry Fields had 15 points and 10 rebounds, while Bill Walker and Steve Novak each chipped in 14 points.

Lin scored 136 points in his first five starts, most by any NBA player since the NBA merged with the ABA in 1976. His 3-pointer with 0.5 seconds left Tuesday allowed the Knicks to pull out a 90-87 victory in a game they trailed nearly the whole way.

Fair Debt Collection Act_47359

A fair debt collection act protects the rights of both the creditor and the debtor. A debt collection act prohibits collection agencies from abusive practices. Debt collection refers to pursuing payments on debts owed by individuals or businesses. The debt collector can either be an individual or a collection agency. A collection agency operates as an agent of the creditor. The collection agencies collect the debts at a percentage of the total money owed.

A debt collection agency acts on behalf of the creditor. Countries that have collection agencies have laws that govern them. The laws prohibit the agencies from any abusive practices. Some of the collection agencies are subsidiaries of the companies that own the original debt and therefore they are referred to as 慺irst party agencies? They are part of the first party to the contract, that is, the creditors. The second party in this case refers to the debtor. Third party agencies are normally not part of the original contract.

In the United States for example, thirty party collection agencies are subject to the Fair Debt Collection Practices Act of 1977. This is a fair debt collection act in that it prohibits communication of a debt to a third party. It also limits the hours during which an agency can call a debtor. The act also prohibits false and deceptive representations. Agencies are also prohibited from making any threats of action against a debtor.

The United Kingdom has no act on debt collection but for any third party agency to operate, it must have a consumer credit license as per the Consumer Credit Act of 1974. Also, for a third party collection agency to retain its license, it must work within the framework of fair debt collection guidance that was outlined in 2003.

Factoring In The Trucking Industry- Ensuring Robust Performance_31780

Do you like to fill those elaborate bank forms while applying for a loan? Well, now you don抰 need to. With the advent of factoring services obtaining financing is now very easy! These services provide you easy access to cash without even stepping into a bank. Factoring services meets the demands of the trucking industry and ensures that the wheels keep on rolling.

Financially speaking, factoring is the process which involves selling your account receivables at a discount to a factoring company. The factoring companies generally advance up to 90% of the invoice value in cash. Simply put, it is a terrific opportunity to unlock the cash trapped in the account receivables of your company. The factoring company will just deduct a small fee and return the difference to you as soon as it collects your accounts receivable.

Another fascinating opportunity offered by a factoring company is a chance to outsource your credit and collection process to the factoring company. So while you reap the benefits of the extra cash, the factoring company will collect the amount due on your behalf. It is simply a magnificent idea as it helps you gauge the credit history of your clients and ensures timely payments. One of the most popular methods of factoring is recourse factoring which is very beneficial if your clients have a good credit history but are slow to pay.

Factoring services have become more important to the trucking industry which is facing a very tough time in today抯 economy. The Canadian dollar is strengthening by the day while fuel prices and wages continue to rise. The recession has further complicated the matter by increasing the cost of borrowing. What the trucking industry requires right now is a tailor made approach which can provide a suitable financing solution for all its needs.

Factoring services offer a customized solution for the trucking industry. It provides an easy source of cash which allows trucking companies to meet everyday challenges. Factoring companies also provide various value added services like fuel cards which helps the trucking companies to obtain fuel and other important merchandise at various locations across North America.

Accutrac Capital Solutions offers factoring services in the trucking industry. Visit our website at accutraccapital.com for more information.

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Through debt management, one can control and manage their debts in the best way possible without much problem. In one way, it is a debt solution method that has several basic elements like controlling and reducing debts by making one easy payment for the debts instead of several payments. These types of debt arrangements will help and save those in debt from the clutches of various lenders.

Through the debt management those in debts will also enjoy other benefits like reducing their debts by fixing it under easy monthly payment system, which will eventually help them improve their credit rating. A good credit rating always meant better proposals from creditors. Debt management will also make the collection process and harassment of the collectors come to a halt. Besides,replica chanel watches, the process of managing debts is smooth and completely to the advantage of the debtors.

Under the debt management system, those in debts will also get the advantage of a number of financial experts,chanel 2.55 bag, advisors and companies in the market ready to advice you on how to deal and control your debts. They will also help you by taking a fixed monthly payment from you and then distribute out to all your creditors. These companies can manage any debts from ?3000 to ?25,coach poppy bags, 000.

However, one of the best advantages of debt management is that the charges and interest rates are fixed. This means that your debts do not increase anymore and you will not bear the burden of it too. But again, it is advisable you do not use your bank accounts to pay for the debts.